Mortgage and Insurance

Why Choose Us

We can offer you complete flexibility in the mortgage arrangement process. We can discuss all your mortgage needs at a time to suit you without restrictions of office hours and at a venue of your choice, this could be at your home, over the phone or even video call.

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Mortgage Services

Buy To Let

Buying a ‘property to let’ has traditionally been a great investment potential, combining rental income and capital growth.

First Time Buyers

Buying your first home is a major step and it is vital you consult with professionals you can trust. At Summer Sky, we build trust with our clients by offering tailored advice customised to your individual needs.

Let to Buy

The term ‘Let To Buy’ is often referred to when letting your current home to buy a new residential property. The raising of additional capital may be a requirement depending on the value of your purchase.

Home Mover

Moving home can be extremely stressful. Experience varies considerably from person to person so if you’ve never bought a house or if you are constantly moving, we can help.

Capital Raising

A capital raising mortgage can help you secure funds for anything from renovations and improvements to investing in another property or paying off existing debts.

Remortgage

A remortgage may seem like a straightforward matter to many clients but the likelihood is that you’ll need the same support and assistance as when you first purchased your home.

Insurance

At Summer Sky, it’s as important for us to protect you and your home as it is getting you in there in the first place.
Everybody is different and we will build a bespoke package to suit your individual needs.

Life Cover

Life insurance, which can also be known as life cover or life assurance, is a type of policy that protects your loved ones with financial support if you die. Most life insurance policies are designed to pay out a cash sum to your loved ones if you die while covered by the policy.
This might be to repay your mortgage in full or replace loss of household earnings for your family to maintain their quality of life.

Building And Contents

Buildings and contents is a combined insurance that will cover or replace any damage that might occur to the house or its contents, including loss. It is essential for all mortgaged houses, and the majority of other homeowners who do not have a mortgage will also have this type of insurance. Both can be purchased separately depending on your circumstance and requirements.

Critical Illness

Critical illness insurance provides you with a lump sum of money if you are diagnosed with certain illnesses or disabilities.

Income Protection

Income protection insurance pays you a regular income if you can’t work because of sickness or disability and continues until you return to paid work, you retire or the policy end date. Income protection insurance is also known as permanent health insurance.